Supercharge your credit. Get the boost you need

My Credit Genius allows you to rent good credit, adding positive credit history to your credit report to help you reach your financial goals.

How does My Credit Genius Work?

Selling tradelines can be a lucrative business. The problem is, it’s also time consuming and hard to manage. My Credit Genius gives you the tools you need to run a successful, streamlined tradeline business.

Sign up

Submit your contact information and set up a call to discuss the program and available features.

Set Up

We set up your account (brand, inventory, pricing, etc) and train you on the system to start running your business.

Start Up

As soon as your account is active, your live inventory will be available and you can start selling tradelines and generating income!

The Product

My Credit Genius is your all-in-one business in a box. Take your tradeline business to the next level.

Curated Inventory

Access to a live, robust tradeline inventory. Your clients can apply and buy lines directly through your link.

Technology and Tools

My Credit Genius gives you the tools you need to track and manage your clients: applications, payment processing, deposit confirmations, payment tracking and non-posting reporting.

Support and Management

My Credit Genius has the administrative tools you need to effectively run your business: Full time customer support, best practices, credit market updates and marketing materials.

Pricing

Basic

Free
  • Access to My Credit Genius tradeline inventory

  • 10% broker discount

Pro

$299 /mo

$2,999 set up fee

  • White label unique link

  • Branding

  • Ability to set your own pricing

  • 20% broker discount

  • Payment processing

  • Monthly income payout

  • Exclusive access to premium inventory

  • Full time customer support

  • Marketing support

Enterprise

$599 /mo

$5,999 set up fee

  • White label unique link

  • Branding

  • Ability to set your own pricing

  • 40% broker discount

  • Payment processing

  • Monthly income payout

  • Custom domain name

  • CRM & technology integration

  • Custom website and landing page

  • Exclusive access to premium inventory

  • Full time customer support

  • Marketing support

Frequently Asked Questions

Can I embed this on my website?

Yes, your unique broker link can be embedded into your website.

Is there a limit to how much I can increase the price for my retail sales?

No, you determine the retail price you want to sell the lines for, no limits.

How does payment for the lines work?

My Credit Genius will collect the payment for the lines directly from your clients.

How long do tradelines stay on a file?

The inventory has lines available for 30, 60 and 90 days.

How/when do I get paid?

We will pay out the difference between your retail price and the discounted wholesale price once all refunds have been settled each month.

How do I track my client’s activity?

You will have access to a dashboard showing the status of all your client’s activity detailing exactly where they are in the process.

How does My Credit Genius customer support work with my clients?

My Credit Genius customer support will be able to identify your clients and have access to your sales information so we can provide the appropriate response to your clients. Customer Support is active Monday-Friday 9:00 to 5:00PM PST and part time support after hours and on weekends to accept payments and orders.

Ready to grow your credit business with My Credit Genius?

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