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Funding designed
around your business.
Compare 600+ lenders for business credit cards, lines of credit, and term loans — and see exactly which products fit your business in minutes, not weeks.
From your starting point to your funding goal — in four steps.
A clear path from intake to funded, with a real specialist guiding the work in between.
Intake
Tell us about your business, your funding goal, and where you stand today. A short questionnaire — no credit pull required.
Analysis
See exactly where you stand, what's between you and your goal, and the specific gaps to close — with the products and lenders that fit.
Optimize
Meet a funding specialist who builds your custom pre-funding plan — credit building, structuring, financial prep — priced upfront, no surprises.
Funding
A dedicated funding manager takes you lender-by-lender to hit your goal. You only pay a success fee when funding lands.
Tell us where you are and where you want to go. A short questionnaire — no credit pull, no documents required.
Business basics
Industry, time in business, monthly or annual revenue range.
Funding goal
How much you need, what it's for, and your target timeline.
Personal credit profile
Self-reported score range and credit history. No hard pull.
Business credit profile
Existing business credit relationships, bureaus on file, and any current trade lines.
Ownership & structure
Entity type, ownership percentages, and your role in the business.
See exactly where you stand and what's between you and your goal — products you qualify for today, lenders you match with, and the specific gaps holding back your range.
Estimated funding range
A range built from your business profile and our lender catalog's real approval/funding behavior.
Matched lenders
Lender partners across credit cards, lines of credit, and term loans that fit your business today.
Eligible products
Specific products you currently qualify for, with indicative amounts and terms.
Gap identification
What's capping your range — credit utilization, revenue documentation, time in business, structure, or financials.
Path to goal
The specific changes that would meaningfully expand your offers and move you closer to your target.
Meet a real funding specialist. Together you'll build a custom pre-funding plan — priced upfront, sequenced strategically, focused only on the gaps that matter for your goal.
Strategy call
A working session with a funding specialist to walk through your analysis and shape the plan.
Custom pre-funding plan
Services chosen to close your specific gaps — not a generic package. Sequenced for the path to your goal.
Personal credit improvement
Score-boosting work, dispute support, and tradeline strategy where it makes sense.
Business credit building
Establish or grow your business credit profile so lenders price you on the business, not just on you.
Corporate structuring & financial prep
Entity setup, foundational tradelines, and financials prepared the way lenders expect to see them.
Custom quote, signed agreement
A flat-priced quote up front and a signed agreement before any work begins. No surprises.
A dedicated funding manager takes you lender-by-lender to hit your goal — strategic sequencing, careful timing, and a success fee that's only paid when funding actually lands.
Dedicated funding manager
A single point of contact who owns your file end-to-end through every lender submission.
Final funding plan
A strategic lender sequence, sized to your goal, with realistic targets at each step.
Application execution
Your manager submits, manages documentation, and times each application so submissions strengthen — not weaken — the next one.
Approval & funding tracking
Visibility into every submission so you always know where each lender stands and what's next.
Success-based pricing
A success fee paid per successful lender funding. You only pay when capital actually lands.
Every major funding type, in one place.
Credit cards, lines of credit, and term loans — the right product depends on your stage, revenue, and what you're funding. We'll match you with what actually fits.
Business Credit Cards
Revolving · 0% intro APR availableEstablish business credit, separate personal and business spending, earn rewards. Often the fastest path to working capital.
Lines of Credit
RevolvingDraw what you need, when you need it. Pay interest only on what you use — flexible cash flow for ongoing operations.
Term Loans
Term loanLump-sum capital with fixed repayment. Predictable payments for growth investments, hires, or large one-time expenses.
Revenue-Based Financing
Revenue-tiedFunding based on monthly revenue rather than credit score. Repayment scales with sales — fast approval, flexible structure.
Equipment Financing
Equipment-securedFinance vehicles, machinery, or equipment with the asset itself as collateral. Preserve working capital while growing capacity.
Invoice Factoring
Receivables-basedConvert outstanding invoices into immediate cash. Useful for B2B businesses with long payment cycles.
SBA Loans
Government-backedFederally-guaranteed financing — 7(a), 504, and Express programs — for working capital, expansion, real estate, and acquisitions.
Industry-grade infrastructure, working in your corner.
When you work with We Fund Now, you're tapping into one of the country's most established small-business funding networks — direct lender relationships across credit cards, lines of credit, and loans, paired with the technology to match your business to the right capital.
Meet the team behind your funding plan
Real specialists, not a chatbot.
Real businesses, real funding plans.
A few of the operators we've helped move from "stuck looking for capital" to "funded and growing."
We'd been turned down by two banks and didn't even know which products to ask for. The analysis showed us exactly which lenders fit and which gaps to close first. Six weeks later we had $340K across a working capital line and two business cards — without burning our personal credit.
The funding manager sequenced our applications so each approval set up the next one. I never would've planned it that way on my own — and the timing made a real difference.
Pre-revenue, no business credit, and a 660 personal score. Most lenders wouldn't even talk to us. We did 90 days of pre-funding work — credit and structuring — then walked into our first approvals like we belonged there.
Common questions, answered.
If your question isn't here, your funding specialist will walk you through it on your call.
Most U.S.-based for-profit businesses with an EIN and a business bank account can qualify for at least one product in our network. Startups, growing operators, and established businesses all have a path — the right product depends on your stage, revenue, and credit profile.
Our 600+ lender network covers business credit cards, lines of credit, term loans, revenue-based financing, equipment financing, invoice factoring, and SBA-backed loans. The right mix depends on your business — your funding specialist will sequence products strategically to hit your goal.
No. The intake and analysis steps don't pull your credit. A hard credit pull only happens later, with your explicit consent, when you submit a formal application to a specific lender.
It varies by product. Business credit cards, lines of credit, and revenue-based financing can fund in 1–7 days. Term loans and SBA-backed financing typically take 2–6 weeks depending on documentation. Your funding manager will set a clear timeline for your specific path.
The intake and analysis are free. If you choose to engage a specialist for pre-funding services (credit building, structuring, financial prep), you'll receive a custom quote upfront — no surprises. For funding itself, you only pay a success fee when funding actually lands in your account.
Yes. The Optimize phase is specifically about closing gaps — including personal credit improvement, business credit building, and corporate structuring — before going to lenders. Many of our clients fund successfully after a few months of pre-funding work.
Pre-revenue and early-stage businesses can still build a meaningful funding stack — typically starting with business credit cards and unsecured lines of credit, which rely more on personal credit and structure than business revenue. Your specialist will map a path that's realistic for where you are.
Once you're ready to fund, your dedicated funding manager submits applications in a strategic sequence — starting with lenders most likely to approve, sized to your goal, and managing the timing so each application strengthens (rather than weakens) the next one.
Ready to see your funding plan?
Three minutes from now you'll know your range, your matched lenders, and the path to close any gaps.